Sunday, January 24, 2016

Sukanya Yojana, a boon for girl child

The Sukanya Samruddi Yojana introduced by the Central government has turned out a boon for girl child. Most of parents preferred to open accounts on their children’s name with the minimum deposit of Rs 1,000.

One can save up to Rs 1.50 lakh through installments and this was an upper limit for year.  The lower installment is Rs 100 one time. The scheme is being implemented through Indian postal department.      

Parents have opened 12,036 accounts so far on their girl child of bellow 10 years under Sukanya Samruddi Yojana in postal department in the district and this is second highest accounts after Karimnagar in the Telangana.

According to guidelines of the scheme, account holder will get 9.2 percent interest for the scheme and the girl child should bellow 10 years and one accounts on two girl children are permitted.

One should save money up to 14 years and account holder could withdraw 50 percent amount under scheme once attained 18 years. There is exemption for the income tax under Sukanya Samruddi Yojana.      

Date of birth certificate, Aadhaar card, Pan card of the parent and three photo graphs of the girl child is required to open account of ‘Sukanya Samruddi’ in the postal department.

G. Ramarao, Assistant postmaster, who is looking after Sukanya Samruddi Yojana at Head post office, Adilabad said, ‘there is good response to the scheme and most of the parents opening accounts on their girl children as they feel that scheme a boon for girl child’. 

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